About Me...

Where to start.... I am in my late forties and like most of us Americans - in debt.  How did I get there.  Let's see...
  1. I married a man that was compulsive spender.  During our marriage, we were forced to file the awful BK to save our house, but he still could not reign his spending.
  2. In order to 'save' my marriage (which was a failure), I allowed him to handle the house bills against the advice of my family and friends.
  3. I divorced this man, and had to pay my attorney bill, WHICH I did (but it took me two years!)
  4. I had back taxes to pay back due to a withdrawal of funds from my 401K in one of the failed attempts to save the house.
  5. I got some high interest credit cards, but dummy me would use them and only pay the minimum.
  6. I got involved with a man that had no money sense and we moved into together, living way above our means. 
  7. I got a Cash Call Loan (paid off thank you 401K Loan)
  8. I got a new car, but it has negative equity (meaning I folded in the amount I owed on my previous car loan... BAD MOVE)
  9. I got my own place for a bit, but the cost of living here in sunny California was too much, and I would get more and more cards, racking up more debt
  10. The BF and I reconciled and I moved back.
  11. The BF's business took a hit during this recession.
So where am I now.....
  1. Realizing that I need help in controlling my spending
  2. Attending Debt Anonymous meetings
  3. Reaching out to anyone for support
  4. Making a slow and steady pace to the finish line.
Well, that is it.  Not much different than other stories that I have read.  This blog is my way of keeping myself accountable for my spending.  So now, I must hit the road, jump on my cyber-spaceship to Planet Debt Free.  Come along for the ride!