Greetings from cyberspace! Happy Saturday. This morning I updated my numbers, and realized that I have paid down another 1% of my debt, which brings me to 16% paid. Such a small percent. And I realize that I should happy, but I'm not. In fact I am totally frustrated. Mrs. M at Debt 2 Freedom blogged that this getting out of debt process is hard. Mrs. M commented about having temptations and having that tiny child voice saying, 'I want it!' For me, it is envy. My co-worker is going to NYC for a mini vacation and he is always going somewhere or doing something. My boss just got back from a vacation in Ireland. And another co-worker just returned from a vacation in New Zealand. I realize that I am envious of the 'Jones', but I am not about to get myself more in debt trying to keep up with them. But darn it, I am 48 years old, and because of my stupid, spineless decisions, here I am. Digging out of my effing mess, and it is freaking hard.
On the home front, basically told the BF we need to come up with a better plan, because his is not working. And if he does not like my ideas, he needs to come up with one that is realistic. Because if we don't, we don't have a prayer a being and staying together. They say that money woes are the number two destroyer of relationships, second only to infidelity. It is so aggravating. And then I realize something after having a talk with him. He has never been taught how to budget. He has never written up a budget. EVER! What an eye opener. So, we are going to hash out the numbers. Come up with a budget. Something realistic. Honest. And that works.
4 comments:
Not sure if you are familiar with Gail Vaz Oxlade but she just did a post that will speak to your "envy". I enjoyed it.
Hope all goes well hashing out the numbers with BF!
I'm sure I forgot to add the link to the blog...
http://gailvazoxlade.com/blog/archives/3203
I know how you feel! ..I'm off to read that post now too...
Were these trips charged? Or were they paid for in cash? If they were not the are headed down a slippery slope. Also in about 2 years when you are out of debt how much extra a month will you have to travel debt free? If I had no debt right now I would have an extra $5,500.00 a month. Now that is a lot of traveling. Realize that this includes the studio debt and house. But just add up your CC and car payments and anything besides mortgage and see what the total is that is your travel money in a few jort years. You can do this. I know it is hard. I have envy also. My three sister in laws have never worked hey just get to spend, I sometimes hate them, and then I see my children and theirs and realize mine know how to work, get and education, and achieve goals. They have nice kids and some are great workers but for the most part they are waiting around for the world to do it for them and that isn't going to happen. I am sorry you are down, but it will get better, I promise, because I am going to kick or drag your butt with me to success!
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